Top Slicing

Top-Slicing – Overcome Weak Rental Yields to Increase Your Mortgage Borrowing Ability

Are diminishing rental yields limiting your Buy-to-Let mortgage capacity? In the realm of Buy-to-Let mortgages, affordability is crucial, assessed by balancing rental income against the interest on the mortgage. Regulatory guidelines mandate lenders to ensure expected rental income falls within 125% – 145% of a notional interest rate. Recent increases in mortgage rates have constrained […]

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